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Why does monthly budgeting fail gig workers?

Monthly budgeting assumes:

• consistent income
• predictable timing
• a stable paycheck schedule

Gig workers don't have any of these. You might make $600 one week, $300 the next, and $900 the week after. Bills land on fixed dates, but income doesn’t.

The result is constant stress — not because you’re bad with money, but because the system you’re using isn’t designed for your reality.

Weekly forecasting works because it focuses on timing: what’s coming in, what’s going out, and when.