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How do freelancers build a buffer fund?

A buffer fund smooths out unpredictable freelance income. Instead of trying to save a fixed amount, you build a buffer by using timing—directing surplus weeks into a dedicated reserve.

FortuneTell shows you which weeks have excess cash and which weeks are tight, so you know exactly when to add to your buffer and when to conserve cash.

Over time, this creates stability, eliminates guesswork, and prevents short-term cash droughts.